Find Programs That Help Pay for Your Medication
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Where to start depends on your insurance, income, and the medication you take.Manufacturer Copay Cards
“For brand-name medications, manufacturer assistance programs and copay savings cards are a good starting point, as they can heavily subsidize the out-of-pocket cost,” Basman says.
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People with Medicare, Medicaid, or other government coverage aren’t eligible for this savings offer.[15]
Patient Assistance Programs
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These programs often consider your income and insurance situation. People with Medicare and other government plans may qualify.Contact the drug manufacturer to ask whether it offers assistance for your medication and how to apply. Your doctor may need to complete part of the application.
You can also search tools like NeedyMeds or America’s Medicines by medication name to find assistance programs and application information.
Some states offer State Pharmaceutical Assistance Programs that help eligible residents pay prescription costs, including Medicare drug plan premiums or copays. Availability and eligibility requirements vary by state.
Independent Charities
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Your care team can determine whether your diagnosis and medication qualify for charitable assistance programs, such as:
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FundFinder is another tool to track funds for an eligible condition and get alerts when applications open.
Medicare Extra Help
“For Medicare patients, it is worth checking eligibility for the Extra Help program,” Basman says.
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It helps pay Part D premiums, deductibles, and medication costs. People who qualify generally pay a small copay for covered prescriptions, with different amounts for generics and brand-name medications; some pay nothing.[20]





